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DRO & SOA
maxmycardagain
Forumite Posts: 5,624
Forumite
in IVA & DRO
Where an applicant for a DRO is a (say) married man with nil income, and all the debts are his alone (no joint debts) how does he apply household bills into a SOA when his wife is the sole earner?
cheers
cheers
Now we all know how it felt to play in the band on the Titanic...
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Comments
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Household income is what’s taken into account.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Surely thats unfair, the guys partner has no debts, if he went BR the partners income would be ignored.]sourcrates said:Household income is what’s taken into account.
Now we all know how it felt to play in the band on the Titanic...0 -
So what about the partners assets? the debts pre-date them getting together and again, BR couldnt include joint debtsNow we all know how it felt to play in the band on the Titanic...0
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I don’t make the rules 😉I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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It seems that even with the inclusion of all incomes there will be no disposable income left over so it wont matter what the IS decide
assets of all kind will be nil cometh the dayNow we all know how it felt to play in the band on the Titanic...0
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