Fast cash needed.....

tabitha71

Hi There, my hubby and me need some fast csh to pay for some medical treatment - cant get it on nhs. Do any of you know if we can sell on my AXA sun life insurance policy which does not mature until 2015 or if it can have a loan taken out against some of it.
Or
Can we cash in some of his prudential pension, which we've not paid into for over 7 years but appears to have at least £8000 in it?
We need about £5000 but have too much outgoing to consolidate or take out another loan.

chevalier

is the medical treatment time critical? If it is and you can't get it on the nhs, have you thought about getting it in say France as it might be cheaper?

Don't know about the policy/pension. Though with the policy I think that if you do try and sell it that it is worth looking at the investments board on here as they might be able to help as well?

immoral_angeluk

What kind of treatment is it if you can't get it on the nhs?? I thought thet covered everything that was important!

tabitha71

We're in scotland, had looked into it but much the same cost when you take ttime off work into account!

tabitha71

ICSI, NHS will not cover due to other earlier operations!

hermanmunster_3

well if it is succesful you'll definitely need time off work:rolleyes:

rayday2

I cashed in my AXA policy for next to nothing and struggled to find companies to buy it, worst value for money policy I have ever took out. How long has it acutally been running?

tabitha71

hermanmunster wrote: »

well if it is succesful you'll definitely need time off work:rolleyes:

Yip, but my work will pay for that kind of time off!!:j

tabitha71

Since 2000, I got a settlement figure but is less than half of what we need, I hoped that i'd bea able to borrow on the maturity figure and still get some cash at the end of it in 2015, no doubt i'd need it then!!

hopeless_case_2

How old is your hubby as you can draw on pensions from the ageof fifty

tabitha71

hopeless_case wrote: »

How old is your hubby as you can draw on pensions from the ageof fifty

He's 40, we dont seem to be the right age for anything just now!!:mad: