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Multiple Charges on House

Hi,
Sorry this might be in the wrong category, just wondering if anyone can point me in the right direction! My mum has three charges on her house from different sources. If she wanted to start to try and pay these off or do anything about this, would she need to contact the court which issued them? She has just buried her head in the sand previously but now wants to try and sort it.

Thanks in advance!

Comments

  • sourcrates
    sourcrates Posts: 31,800 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Land registry is the first port of call, they will be able to tell her who applied for the legal charges.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • george9071
    george9071 Posts: 160 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Did she not receive any letters off of land registry informing her of who the 3 are? If not definitely contact Land registry. 
  • PaulW922
    PaulW922 Posts: 1,040 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Assuming these are charges for unpaid debt and not loans taken out with the house as security?
  • I have an Official copy of the register of Title which show the charges and who applied. It gives a case number and then you can trace the value you may owe. However my problem is trying to trace Asset Link Capital (No.5) Liimited. There are a number of Asset Link Companies but No5 appears at companies house to be dormant. Anyone have a clue?
  • PaulW922
    PaulW922 Posts: 1,040 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have an Official copy of the register of Title which show the charges and who applied. It gives a case number and then you can trace the value you may owe. However my problem is trying to trace Asset Link Capital (No.5) Liimited. There are a number of Asset Link Companies but No5 appears at companies house to be dormant. Anyone have a clue?
    I think there will be a number fo those - at least 5! You need to find out who the 'parent' is. Have a look at Asset Link Capital (Holdings) Ltd 
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