Windscreen Cover

ray_campbell

Hi
I returned to my car yesterday after a few weeks of it being off the road to discover the windscreen, rear door glass and rear quarter glass broken due I'm pretty sure to  a neighbour or council strimming the verge. Not very hopeful of anyone owning up! 
My glass repair garage are suggesting that it would mean a £50 excess for each piece of glass (£150) rather than just £50 for the "claim" - anyone any info please
MAny Thanks

Car_54

What does your policy say?

ray_campbell

This is all that I can find in the policy:
3. If the only claim made is for the cost of replacing broken glass in YOUR CAR’s windscreen, windows or sunroof (and repairing bodywork if this is damaged by the breakage), YOU must pay the amount shown on YOUR SCHEDULE. 

Car_54

And what does the schedule say?

Supersonos

How does strimming a verge break your windows?

Spank

The strimmer can kick up stones at a speed that isn't friendly to glass 

facade

Supersonos said:

How does strimming a verge break your windows?

Either they strimmed over the car, or the industrial strimmer flings up rocks the size of your fist.

Could have been vandals, or someone with an air rifle, but they missed the drivers glass, which is a bit odd..

Check with the insurer, but I'd have thought it would be an accidental damage/vandalism claim, which will only have one excess- your normal one, not the £50.

AdrianC

Spank said:

The strimmer can kick up stones at a speed that isn't friendly to glass 

You've never used a strimmer, have you?

I was just talking to a neighbour. They broke a house window on Friday with a stone flicked up by the mower. It's a big window. With a blind inside the sealed unit... A grand for a new sealed unit.

Glassman

To flick up a stone whilst strimming is easy, but not as common (depending on what the strimmer was being used on). But to catch a stone is one thing; for it to catch a car window is another. To catch three windows suggests this should be an Olympic sport and the neighbour should definitely be entering.