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Disparity between Credit scores?

Hi
I am member of the MSE credit club which tells me if and when my credit score changes, if i log in i get a score from experian of 999, pretty happy about that, if i log in to my Experian account i get a score of 649, less happy about that, can someone explain why there is disparity between the two scores if it is coming from the same source?
Thanks

Comments

  • waamo
    waamo Posts: 10,298 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    They are made up numbers that's why. The numbers have no relevance whatsoever. It's your history lenders see and base decisions on. The score is just a sales pitch.
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Because lenders don’t see or use the scores so it doesn’t matter.
    So long as the accounts etc. are correct and up to date then you have no issues. 
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