📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Post

2»

Comments

  • Why would you want to walk two hours to work in the first place if you didn't have to, it is a pointless move, you will be miserable in such a situation.  Just move in with someone else or stay at home. Don't feel pressured by society to leave home, not until you are ready and can afford, no matter how old you are!
  • halfamo
    halfamo Posts: 80 Forumite
    Fourth Anniversary 10 Posts Name Dropper Photogenic
    This is the reply I left on the other post in case it is more useful here.
    Am assuming you really cant stay with your mum for whatever reason.

    A bicycle would help with getting to work. Do you have freecycle where you live?   There is almost always someone wanting to give away a bike.  
    You will still have your phone just not on contract so you should be able to ask the phone network provider company for the unlock code and then you could use freedom pop or a PAYG sim  or if you cant get an unlock code, see if anyone on freecycle or family or friends has an old phone that is unlocked that you could have .  
    3 do a PAYG sim with a bit of free data each month
    If your friends are really friends, they wont mind about you not spending money to socialise , .
    Join Qmee and Prolific academic survey sites to do a few surveys in spare time and help boost the coffers a bit.
    Qmee can be done on a phone and pays out instantly if you need quick pennies(you need a paypal account to join but they also pay out in various vouchers). Prolific has good payment per survey and will pay out to paypal once over £5, 

    A one bedroomed flat is a luxury really, renting a room as a lodger is much more economical. When my daughter did so, her bills including internet were all inclusive in the rent.
    Its me Culpepper LOL couldn't sign in with the old ID so time for a fresh start....
  • wellyftw
    wellyftw Posts: 17 Forumite
    Sixth Anniversary 10 Posts
    Im moving out of my mum’s house to rent a 1 bed flat but I’m concerned about how I will survive...
    I earn £906 take home per month.
    £650 Rent
    £106 Council tax
    £100 Gas/water/electric(hopefully not more than this!
    £20 mobile (which ends July 21 and I won’t be renewing it)

    You won't, simple as that.

    Your outgoings (as you've not included food/groceries/household expenses) are higher than your income so you will steadily be going further and further into debt.

    You literally have no other options but to stay at home or find significantly cheaper accommodation.

    Starting debt July 2020: £35,425.90
    November 2020: 
    £18,158.91
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Stay with your mum unless you can find a cheaper rental, what about flat share, any of your friends renting you could in with.
  • Lil306
    Lil306 Posts: 1,692 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'm surprised you can't claim Universal Credit. I'm able to claim it + cover for my mortgage. 
    The Universal Credit has a taper rate, which basically works out around £1260 iirc. Once you start earning more than that you get nothing
    Owner of andrewhope.co.uk, hate cars and love them

    Working towards DFD

    HSBC Credit Card - £2700 / £7500
    AA Loans - (cleared £9700)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.