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Why would you want to walk two hours to work in the first place if you didn't have to, it is a pointless move, you will be miserable in such a situation. Just move in with someone else or stay at home. Don't feel pressured by society to leave home, not until you are ready and can afford, no matter how old you are!1
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This is the reply I left on the other post in case it is more useful here.
Am assuming you really cant stay with your mum for whatever reason.
A bicycle would help with getting to work. Do you have freecycle where you live? There is almost always someone wanting to give away a bike.
You will still have your phone just not on contract so you should be able to ask the phone network provider company for the unlock code and then you could use freedom pop or a PAYG sim or if you cant get an unlock code, see if anyone on freecycle or family or friends has an old phone that is unlocked that you could have .
3 do a PAYG sim with a bit of free data each month
If your friends are really friends, they wont mind about you not spending money to socialise , .
Join Qmee and Prolific academic survey sites to do a few surveys in spare time and help boost the coffers a bit.
Qmee can be done on a phone and pays out instantly if you need quick pennies(you need a paypal account to join but they also pay out in various vouchers). Prolific has good payment per survey and will pay out to paypal once over £5,
A one bedroomed flat is a luxury really, renting a room as a lodger is much more economical. When my daughter did so, her bills including internet were all inclusive in the rent.Its me Culpepper LOL couldn't sign in with the old ID so time for a fresh start....0 -
kerouacsgirl said:Hi all.
Im moving out of my mum’s house to rent a 1 bed flat but I’m concerned about how I will survive...
I earn £906 take home per month.£650 Rent
£106 Council tax
£100 Gas/water/electric(hopefully not more than this!
£20 mobile (which ends July 21 and I won’t be renewing it)
This leaves me with £30 a month for food/cleaning products & nothing else.I will have to walk 2hrs to get to work as I won’t be able to afford the bus.I will not be able to afford prescriptions (not entitled to any help with this)I have a basic & restricted diet due to health issues (also vegan) and always cook from scratch so I can make cheap meals I think - batch and freeze soup.
I will not be having tv/phone/internet.
I don’t have any hobbies that cost money and won’t be able to afford to see friends.
I spoke to citezens advice & they said I *might* be entitled to £100 a month universal credit but I’d have to attend the job centre and apply for other jobs. I currently work for the NHS & I really don’t want to have to give it up. I’m already going to be living a pretty miserable existence so I’d hate to have to give up a job I’ve worked so hard for as well!Ive looked into getting a second job and after tax and NI I would only be one or two pounds better off and running myself into the ground physically!Where am I going wrong? What can I do? The obvious would be to get a cheaper flat BUT, all the properties locally are minimum £650 (yes even for absolute poo holes) and landlords require minimum earnings starting at £20k to consider you. I only got this flat because I sent a letter pleading my case and the landlord very kindly agreed to give me a chance.I have to make this work or I’ll end up homeless.What can I do? Thank you xo5 -
Im moving out of my mum’s house to rent a 1 bed flat but I’m concerned about how I will survive...
I earn £906 take home per month.
£650 Rent
£106 Council tax
£100 Gas/water/electric(hopefully not more than this!
£20 mobile (which ends July 21 and I won’t be renewing it)You won't, simple as that.
Your outgoings (as you've not included food/groceries/household expenses) are higher than your income so you will steadily be going further and further into debt.
You literally have no other options but to stay at home or find significantly cheaper accommodation.
Starting debt July 2020: £35,425.90
November 2020: £18,158.911 -
Stay with your mum unless you can find a cheaper rental, what about flat share, any of your friends renting you could in with.0
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I'm surprised you can't claim Universal Credit. I'm able to claim it + cover for my mortgage.
The Universal Credit has a taper rate, which basically works out around £1260 iirc. Once you start earning more than that you get nothingOwner of andrewhope.co.uk, hate cars and love them
Working towards DFD
HSBC Credit Card - £2700 / £7500
AA Loans - (cleared £9700)0
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