Entertainer all work cancelled -no government help-

bethben

Since 16 March all my gigs have been cancelled - no money coming in - husband works so unable to get Universal Tax Credit - unable to get government help as didn’t earn enough and only became fully self employed 2 yrs ago - unable to get a business bounce Back loan as I bank with Halifax and you have to have a business account with the banks that are offering them - unable to apply as they’re not taking any more applications - My husbands wages simply don’t cover my lost earnings - I may be without work as I’m a singer for the rest of the yr - no help out there - pls help 

[Deleted User]

It would be best to first run your circumstances through a benefits calculator, the below is a good site to make sure you are not missing out on anything. Depending on the NI you have paid you may be eligible for New Style Jobseekers Allowance. 
https://www.entitledto.co.uk/

You should be able to get a Bounce Back Loan, it just might take a while, some banks are taking new business accounts, feeder accounts etc. and some like Halifax have put a temporary block on new business accounts until they have dealt with the backlog. 

Have you looked at alternative employment? There were and are other jobs out there, the tens of thousands of supermarket and contract tracing jobs have all now gone, but other companies are still recruiting, have you spent the last five months unemployed? Have you applied for jobs to try and find something, even if only temporary? 

Thrugelmir

Like many other people you need to find alternative employment. Not wait for the Government to solve your personal issues. 

macman

You can apply to HSBC for a BBL, though you'll need to open a feeder a/c first. so it'll take longer. No need to have a business a/c.

tripled

If you started trading two years ago then you should be eligible for the self employment grant, but you only have a few days to get your application in.

jayzor

Have you applied for jobs in places like supermarkets ect?

Grumpy_chap

If you have been self-employed for 2 years, why are you not eligible for anything through SEISS?

GDB2222

Do you complete a tax return?

poppy12345

bethben said:

unable to get government help as didn’t earn enough and only became fully self employed 2 yrs ago

Then you must have completed a tax return by 23rd April 2020, if you didn't then why?

Tammykitty

2 years ago - July 18 - therefore you should have a tax return submitted for 18-19
However - as you potentially had employment from April to July - you could fall under the less then 50% of income from self employment - so therefore not entitled to support. Or alternatively - you may have made a loss in 18-19 - so again no support. This is the problem for all self employed - start up costs, losses etc, all included in calculating the grant.
Assuming you know you aren't entitled to the SEISS grant, then the only option is the bounce back loan - which should be available - may just have to wait a while -- (also - the BBL - can only be spent on the business - not withdrawn to cover personal expenses)
The only other is to find ways to make money from Self employment, or look for another job temporary

poppy12345

Tammykitty said:

2 years ago - July 18 - therefore you should have a tax return submitted for 18-19
However - as you potentially had employment from April to July - you could fall under the less then 50% of income from self employment - so therefore not entitled to support. Or alternatively - you may have made a loss in 18-19 - so again no support. This is the problem for all self employed - start up costs, losses etc, all included in calculating the grant.
Assuming you know you aren't entitled to the SEISS grant, then the only option is the bounce back loan - which should be available - may just have to wait a while -- (also - the BBL - can only be spent on the business - not withdrawn to cover personal expenses)
The only other is to find ways to make money from Self employment, or look for another job temporary

All of that is irrelevant for SEISS because without submitting their tax returns by April this year then they won't qualify anyway.