0% interest due to end

yellowsun20

hi all 
i have a credit card with 0% interest which will end this week. I’m currently not employed but have savings which I’m recluctant to use to pay off the card whilst Without an ongoing income. What are my options other than paying the card off with savings? 
Thanks 

[Deleted User]

None, unless someone is willing to pay it for you.

MallyGirl

if you are not employed you won't qualify for a new BT card so your options are pay off from savings or start paying interest on the debt. You should keep an emergency fund - whether you should use some of your savings to pay down the debt would depend on information only you have

Malkytheheed

You should pay the card off in full. Otherwise you will pay interest. It's that simple really. I mean you shouldn't be in this situation in the first place but thats a different discussion. Pay your credit card off and then (as you are unemployed) I would cut it up. 

bonkersbonkers1

If you pay the card off now - you will pay no interest charge.
You will also have an emergency source of funds if you really need to use it.

happy_hazelnuts

I would echo the above - there is likely to be an outrageous interest charge should you not pay it off so your best bet is definitely to do that ie reduce the balance to zero

Majoggy

How much savings and how much debt?

foxy-stoat

Just make the minimum payments until you have an income and then look for another balance transfer card - you will pay interest but as you don't want to use your savings then that is your only option.

Not sure what other advice you were looking for.

phillw

You don't have savings if you've borrowed the money from elsewhere.
It can make sense to keep a float, but borrowing money in case you might need it isn't very moneysaving

yellowsun20

Thanks all - appreciate your views on this