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DRO?

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Hello,
I've recently contacted Stepchange as I was hoping both my husband and I would be able to get a debt relief order, however they are saying we have too much surplus income and also that some things on our budget are too high and would be questioned.  They have since offered a DMP instead but I just can't see how we could afford to pay the amount they are suggesting each month.

So I'm hoping someone may be able to help me with my budget? or direct me in the right place where I could get estimates of how much we should be putting in each category as I must be missing some categories to show such a large surplus income.

Thanks in advance

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