DRO?

proudmummyandsudentnurse

Hello,
I've recently contacted Stepchange as I was hoping both my husband and I would be able to get a debt relief order, however they are saying we have too much surplus income and also that some things on our budget are too high and would be questioned.  They have since offered a DMP instead but I just can't see how we could afford to pay the amount they are suggesting each month.

So I'm hoping someone may be able to help me with my budget? or direct me in the right place where I could get estimates of how much we should be putting in each category as I must be missing some categories to show such a large surplus income.

Thanks in advance

sallymanton

Hiya I am on a DMP with stepchange, can try and compare if it helps. 

fatbelly

OK - we'll need to see the figures then. If you have kids, can you say how old they are as the trigger figures have an age component

can you post a statement of affairs and format for mse?

https://www.lemonfool.co.uk/financecalculators/soa.php

I've subscribed to this thread so hopefully won't miss your reply