automatic renewals - motoring, travel etc

liveletlive

I find this all so interesting, when OP says

BY RECORDED DELIVERY. I know that costs, but I don't have to stay hooked-up to the phone until someone decides to answer.

it reminds me when I got pulled over in my brand new car for not having insurance. I was asked to produce the paperwork. Turns out the insurer had got one digit of my reg wrong and when I told them they wanted to charge me the update fee. Luckily at the time I was using a app call ACR on my samsung phone that recorded everything. You really can't trust insurers.

More recently I made a information request to LV to prove my level of cover. LV openly admitted that there data process was flawed and there staff required retraining. The FOS decided that despite my case hinging on this evidence it was ICO matter.