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Bond fund as alternative to savings?

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Comments

  • ANGLICANPAT
    ANGLICANPAT Posts: 1,455 Forumite
    Part of the Furniture 1,000 Posts
    edited 8 July 2020 at 2:57PM
    If the bond situation  is as dubious as  people seem to think at the moment, does that mean that investment companies  who use a fixed  % of bonds etc  ,like  Vanguard 20 , find that they have no way to balance the risk of their 20% equities so they become as unpredictable and risky  as your average  balanced  fund ? 
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If the bond situation  is as dubious as  people seem to think at the moment, does that mean that investment companies  who use a fixed  % of bonds etc  ,like  Vanguard 20 , find that they have no way to balance the risk of their 20% equities so they become as unpredictable and risky  as your average  balanced  fund ? 
    Don't confuse volatility with risk. 
  • MaxiRobriguez
    MaxiRobriguez Posts: 1,783 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    schiff said:
    A positive mention in Trustnet today of the Waverton Sterling Bond. Mostly BBB and better, managed and aiming to minimise the ups and downs. Could be the alternative to current accounts paying around 1%? Any thoughts?  
    Not an appropriate alternative to current accounts.
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