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Separating need financial help

hi me and my partner have separated, we have 3 children one of which is disabled, i am currently living in his house hes soley on the mortage, i have always been financially dependant on him. He is now selling the home so me and my children need to move out, ive been looking  for places to live but how do i sort my finances  out if im still living here. Its so stressful and advice would be greatly appreciated 
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Comments

  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
     How long have you been together?  Is your partner the father of all your children and is he paying maintenance for them?    
  • pphillips
    pphillips Posts: 1,631 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 5 July 2020 at 8:04PM
    If you are occupying the property then will you need to sign a release for him to be able to sell.
    He won't be able to sell without the signed release as a purchaser will want to buy free of any occupiers interest.
  • Fireflyaway
    Fireflyaway Posts: 2,766 Forumite
    Fifth Anniversary 1,000 Posts
    If you don't have the means to rent privately or buy somewhere, I'd suggest you speak to the council about your housing options. Financially maybe start by using a benefit calculator online to see what benefits you can get. You will probably be eligible for universal credit.
    https://www.gov.uk/benefits-calculators
    There is also a calculator online that allows you to estimate how much child maintenance should be paid. You could do this and then ask your partner to send you that amount monthly. If he doesn't (even if he does actually!)  make the agreement through child support so it's legally binding and has consequences if he stops paying. 
    What I can say is I knew a lady whose husband left, she had 2 kids. She was really worried about the finances but it was ok. She was entitled to enough in benefits to get by. A few months later she actually told me things were quite good financially because she was no longer depending on someone else and was able to budget much better as previously her ex had wasted a lot of money. 
  • samp87
    samp87 Posts: 8 Forumite
    First Post
    thorsoak said:
     How long have you been together?  Is your partner the father of all your children and is he paying maintenance for them?    
    We have been together 14 years, yes hes the father to them all, hes not paying maintenance as we are both still living together, im trying to move out xx
  • samp87
    samp87 Posts: 8 Forumite
    First Post
    thank you all its so stressfull, can i claim benefits or maintenance while we live under rhe same roof, i just need ro get myself financially stable to move out, council havent got anthing suitable as  my son is a wheelchair  user, our house is adapted, im not on the mortage so thought i had no rights
  • pphillips
    pphillips Posts: 1,631 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 5 July 2020 at 10:57PM
    samp87 said:
    thank you all its so stressfull, can i claim benefits or maintenance while we live under rhe same roof, i just need ro get myself financially stable to move out, council havent got anthing suitable as  my son is a wheelchair  user, our house is adapted, im not on the mortage so thought i had no rights
    In most cases adult occupiers have an overriding interest that binds purchasers.That's one of the reasons for the forum, so that people can ask a question and find out what rights they have.

  • onwards&upwards
    onwards&upwards Posts: 3,423 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Your partner is wiling to put his disabled child on the street?

    I think you need to see a solicitor, if you've been living as a family for 14 years you may have a beneficial interest in the house, and it may partly belong to you now so he can't just throw you out. 
  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Your partner is wiling to put his disabled child on the street?

    I think you need to see a solicitor, if you've been living as a family for 14 years you may have a beneficial interest in the house, and it may partly belong to you now so he can't just throw you out. 
    Having a beneficial interest conveys no ownership rights. 
  • onwards&upwards
    onwards&upwards Posts: 3,423 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Comms69 said:
    Your partner is wiling to put his disabled child on the street?

    I think you need to see a solicitor, if you've been living as a family for 14 years you may have a beneficial interest in the house, and it may partly belong to you now so he can't just throw you out. 
    Having a beneficial interest conveys no ownership rights. 
    What's your advice?
  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Comms69 said:
    Your partner is wiling to put his disabled child on the street?

    I think you need to see a solicitor, if you've been living as a family for 14 years you may have a beneficial interest in the house, and it may partly belong to you now so he can't just throw you out. 
    Having a beneficial interest conveys no ownership rights. 
    What's your advice?
    I was correcting what you said. No additional advice, just putting right incorrect (factually incorrect) advice. You're welcome
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