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I'm just so tired of it all
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OP, why are you running 2 threads on this ?
https://forums.moneysavingexpert.com/discussion/6165292/im-just-so-tired-of-it#latest
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Catsacor said:OP, why are you running 2 threads on this ?
https://forums.moneysavingexpert.com/discussion/6165292/im-just-so-tired-of-it#latest
As others have said, an SOA would help us to help you, well done on paying the 3K off and getting your mental health in order, good luck on your journeyWhat’s meant for you will not pass you 😃
A fool and his money are soon parted!
use it up, wear it out, make it do or do withoutEF -£860 Total debt - £2070 (DF March 2020)
Clubcard-£10.50, coop card £15.63 Surveys cash- 8.940 -
Firstly welcome and well done for signing up and sharing a bit of your story, that's tough in itself.
I can relate, as I'm sure many others can. Particularly being 32 without my own home and feeling like a failure. Things can turnaround pretty quickly though and it's good to have a bit of perspective.
Good work on the counselling as well, it isn't easy, especially when you're coughing up yourself and already in debt. I did the same and it's easily the best money I've spent.
As said, get an SOA up so that people can advise. This'll help give the full picture. I appreciate you have no income from your business but you do have furlough income and some savings by the sounds of things. It'd also be useful to get a full picture of the debts. You may also be entitled to other financial help, e.g. benefits. If your income is that low.
Thanks,
RyanAugust 2019: £28.8k
November 2020: £0 (0% interest)
My debt free diary: https://forums.moneysavingexpert.com/discussion/comment/77330320#Comment_77330320
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I'm not going to give you any financial advice (who am I to talk?!) & there are many here who know what they're talking about/give VERY good advice. I just want to tell you that I understand completely that sick & so tired of it feeling. It just feels as though debt & how to get out of it is all that life is about. Sometimes feels as though you can barely breathe let alone put one foot in front of another. Having been there & believed it would never end I can assure you that one day the misery of it will all end. I can't tell you how, why or when, but it will happen. You never, ever know what tomorrow brings & it's likely to be something unexpected & sudden that will change things for the better. Just hang in there no matter what.0
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