Refund
LMW_2020
Posts: 1 Newbie
My car insurance renewed automatically on a vehicle I no longer owned. Without thinking I didn't stop it (as a busy working parent does) I eventually came to realise 11 months into the policy. I contacted insurance company who told me I could have a refund if I provided proof that I no longer owned vehicle. By the time I had received my proof from DVLA(thats the only way I could prove and it took weeks) the insurance policy had lapsed, the colleague at the insurance company didn't state that I needed to provide proof before insurance lapsed or I couldn't claim a refund and they now tell me that I am no longer entitled to a refund as there is no longer a policy! Is this correct, are they allowed to do this. I have no paperwork as it was all done online. With the current economic situation & both receiving furlough wages we could do with that £300 😢
0
Comments
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Moral of the story , regularly check your bank statements.
Don't ignore renewal paperwork.
You've left it too longEx forum ambassador
Long term forum member1 -
The vehicle was on risk as far as the underwriter was concerned, and it's now lapsed.
Unfortunately they don't need to do anything, it's a paperwork error on your part and you'll just have to suck it up.
Sorry, but it's unreasonable to expect anything else when the policy has now ended.1
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