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Overpaid Credit Card

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Crob123Crob123 Forumite
1 posts
MoneySaving Newbie
Hope someone can help
I had booked holidays through our credit card, and it was fully paid off. 
Now because it was cancelled my balance is now minus (credit company owes me). 
Credit company is insisting I purchase. 
My question can they insist upon this, or can I get a refund from them. 


  • zx81zx81 Forumite
    28.9K posts
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    They can, but it's unlikely they'll refuse to return it. After all, if you closed the account, they would send you the credit.
  • MallyGirlMallyGirl Forumite, Board Guide
    5K posts
    Seventh Anniversary 1,000 Posts Name Dropper Intrepid Forum Explorer
    You should be able to get a refund of the positive balance. I am due a 5 figure refund for a holiday - it would take a long time to spend that down!
    I'm a Board Guide on the Debt-free Wannabe, Loans & Credit Cards boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Board guides are not moderators and don't read every post. If you spot an inappropriate or illegal post then please report it to [email protected]
    Any views are mine and not the official line of
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