Halifax DIP

Mrh1019

Hi everyone, thanks to your lovely replies over the last few days I bit the bullet and today my broker got us a DIP with Halifax.  Halifax ask if you have been made bankrupt in the past six years, we were made bankrupt in 2013 so seven years so we answered no. But now I’m nervous that the bankruptcy will come up at full application and they will decline us? Does anyone have any experience of this?

mwarby

Your broker should, it’s not in their interest to submit applications which will be declined, or which will fall through later

Your broker should understand the underwriting criteria, which would appear to be no bankruptcy in last 6 years. You’ve obviously passed the credit check, so I think your good to go, worst case if it falls through there are other options at 6 years post bankruptcy