We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Insurance claim?

[Deleted User]
[Deleted User] Posts: 0 Newbie
First Post
in Motoring
Car repair bill (normal breakdown, not accident) more than the value of the car. Can I claim against my comprehensive policy for the car as a write off ??

Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper
    No, insurance doesn't cover normal wear and tear, maintenance etc.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    EddieFS said:
    The car has been maintained meticulously over its lifetime.
    Until now, it appears, when you're choosing to scrap it rather than maintain it. And hoping your insurer will pay for that decision.
  • ratrace
    ratrace Posts: 1,019 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 5 July 2020 at 11:16AM
    EddieFS said:
    Car repair bill (normal breakdown, not accident) more than the value of the car. Can I claim against my comprehensive policy for the car as a write off ??


    No Buddy they just pay out for accidents not mechanical repairs, Whats up with it some cars have manufacturing defects which despite the car being well maintained can happen and thats enough to write a car off especially if it needs an engine replacement. Such as chain breaking, swirl flaps.....




    “People are caught up in an egotistic artificial rat race to display a false image to society. We want the biggest house, fanciest car, and we don't mind paying the sky high mortgage to put up that show. We sacrifice our biggest assets our health and time, We feel happy when we see people look up to us and see how successful we are”

    Rat Race
  • Grumpy_chap
    Grumpy_chap Posts: 17,411 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You won't be able to claim on the car insurance policy.
    However, if the car has been "meticulously maintained" then you may be able to claim against warranty cover or against garage for shoddy workmanship.
    What type of car, how old, and how many miles?  What needs to be done now to fix the car?
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349K Banking & Borrowing
  • 252.4K Reduce Debt & Boost Income
  • 452.7K Spending & Discounts
  • 241.9K Work, Benefits & Business
  • 618.4K Mortgages, Homes & Bills
  • 176.1K Life & Family
  • 254.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture