Is three too many

Biddybeeeee

Hello guys. I have three credit cards. One has zero balance and 18 months interest free. One has 2000 balance 18 months interest free and the other is zero balance interest free for 12 months. Do i keep all three. Do i use one to pay off a loan i have that has interest. Do i bin the two with zero balance? What would work best in the interest of my credit rating? 

Thanks 

[Deleted User]

Keep all three as a minimum.  If you can use one to reduce the interest you pay, then do so.

Use each at least occasionally and clear in full each month.

dr_adidas01

Biddybeeeee said:

Hello guys. I have three credit cards. One has zero balance and 18 months interest free. One has 2000 balance 18 months interest free and the other is zero balance interest free for 12 months. Do i keep all three. Do i use one to pay off a loan i have that has interest. Do i bin the two with zero balance? What would work best in the interest of my credit rating? 

Thanks 

Depends on what your limits are and how long you have had the accounts for, I have 6 credit cards all for different uses, others on here have lots more credit cards than me.

The general rule is to keep them open and use them all and pay in full each month.  Your credit rating means nothing as no lender uses the number you see, what they do see is your credit history and how you have used your current credit accounts.