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Money sent to closed account after end of switch service period

Hi all,
In a bit of a pickle. I swapped banks 3 years ago and began to receive some regular money by the switch service. Because of this I never got around to actually swapping by bank details with the people sending my money. 🤦 I should of received a payment this month but haven't, obviously because the switch period has ended. I've read that banks forward new details to say they have been changed but obviously this hasn't happened in my case. I've also read payments can bounce back if is a closed account? Not sure what to do! Apart from I've contacted the money sender. 
Thanks! 

Comments

  • EarthBoy
    EarthBoy Posts: 3,414 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The three years isn't a fixed period. It's three years from the date any payments were last sent to the old account, so if you've been receiving this payment regularly, it will continue to be redirected until three years after you've last received it.
  • eskbanker
    eskbanker Posts: 41,371 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    EarthBoy said:
    The three years isn't a fixed period. It's three years from the date any payments were last sent to the old account, so if you've been receiving this payment regularly, it will continue to be redirected until three years after you've last received it.
    That's not quite right - after the initial three year period has expired, redirections continue until a 13-month period passes without any.
  • EarthBoy
    EarthBoy Posts: 3,414 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    eskbanker said:
    EarthBoy said:
    The three years isn't a fixed period. It's three years from the date any payments were last sent to the old account, so if you've been receiving this payment regularly, it will continue to be redirected until three years after you've last received it.
    That's not quite right - after the initial three year period has expired, redirections continue until a 13-month period passes without any.
    Yes, you're right, my mistake.  
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds to me it has not been sent - OP needs to chase them up.
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