Chipping away - slowly but surely

Bizzywizard

How lovely of your Mum!
Well done with your debt busting every little helps, you are doing really well.
Bizzy

Splishsplash_2

Thanks @Bizzywizard the middle of the month always seems the hardest as I can only make little payments. I was tempted to buy some clothes for my daughter earlier so I put them in my online basket and left them there (I read that tip here), I then came on here for motivation and now I’ve decided I don’t need to buy them! 

Splishsplash_2

It’s been a while since I’ve updated by since my last post I have managed to put £1000 in savings ready to pay off the debt. I haven’t done it yet because our car service is due on the 20th and I want to hold on to it in case I need to pay for any repairs. The cost of the actual service is saved for separately. If no repairs are needed the £1000 will go straight off of the debt. Fingers crossed! 

Splishsplash_2

Had our car service done and all was fine (within budgeted amount) so I was able to release the £1000 savings to debt. Used £918 to pay off the whole of one loan. Now down to £3,620. 😀😀

end is in sight! 

NeverendingDMP

Well done. The end is defintely in sight!

Splishsplash_2

thank you! I expect it will be a bit harder as I transition back to commuting. The money I saved on travel for the last few months has really helped! 

Splishsplash_2

Got the message from Zopa to say the loan is repaid early 😀. That was a nice thing to wake up to. Finding my motivation a little less though and my mind has gone to treating the kids. Need something to fire me up and keep me on the straight at narrow!