Lloyds Bank Credit Card question

happy_hazelnuts

Could someone with a Lloyds Credit card please let me know how long it takes for a transaction to appear on the app when you use your Lloyds Bank credit card.

John Lewis appears in (near) real time, FD and Nationwide seem to take 2 days. Thanks for your help.

nick74

Transactions show in the Pending list immediately, but most only show up on the main transactions list the working day after they are made. Very occasionally some will show on the main transactions list on the same day that the purchase was made, but that is rare.

happy_hazelnuts

thanks for that - pending list is fine as at least there is some kind of immediate entry unlike my nationwide card which as mentioned shows nothing until day 3

EarthBoy

happy_hazelnuts said:

thanks for that - pending list is fine as at least there is some kind of immediate entry unlike my nationwide card which as mentioned shows nothing until day 3

I rarely use my Nationwide or First Direct cards for that reason.  Lloyds and Barclaycard both show pending transactions straightaway. 

nick74

Yes all purchases show immediately in pending with Lloyds cards now. It used to be the case that contactless payments wouldn't show as pending, but then suddenly pop up in the account a day or two later. However that changed at some point in the last couple of years and contactless transactions now appear in pending too.

jet01

A while since I have used it now but my Halifax card which is the same group was a bit hit and miss. Transactions with certain retailers sat in pending for days and a big chunk of contactless transactions didn’t even show as pending until the day after the transactions. Other transactions seemed to appear and then go through quicker.