Who pays for medical treatment if catch Covid abroad

jasbir_chana52

We have a trip booked to Dubai in August 2020 which has been booked since November 2019 (2 adults, 2 children). We did not book travel insurance at the time of booking the holiday.  Now that companies have started to offer travel insurance again, if we went to Dubai and was taken ill with Covid whilst away, Will our policy cover any medical expenses for the treatment of Covid?  In addition to this, if the treatment date goes over our departure date, will the policy cover our collective repatriation? 

bradders1983

No.

......

Streaky_Bacon

jasbir_chana52 said:

Will our policy cover any medical expenses for the treatment of Covid? 

Maybe.

https://www.bbc.co.uk/news/business-53023554

A number of new policies are covering people for emergency treatment or repatriation for Covid-19 contracted while in a resort, but not cases that arose by getting it beforehand in the UK, according to Brian Brown, of Defaqto - an information company which analyses insurance industry data.

bradders1983

I know the media have done a good job of scaremongering but you do realise catching it doesnt neccersarily equal a hospital stay, yes? That is very much the minority outcome.

[Deleted User]

bradders1983 said:

I know the media have done a good job of scaremongering but you do realise catching it doesnt neccersarily equal a hospital stay, yes? That is very much the minority outcome.

It will involve isolation for 14 days though so maybe missed flights?    If you can rebook jasbir I would take that.  

bagand96

You would need to make sure the policy you buy does not exclude cover for COVID-19.  From the link on the BBC above it appears you can still buy new policies that include cover.

Neil49

Aviva seem to imply that you are covered (within reason)

https://www.aviva.co.uk/help-and-support/coronavirus/travel-insurance-customers/

Question - If  contract Covid 19 while on a trip am I covered for medical treatment overseas?

Answer - Yes, however treatment is subject to what facilities are available locally and medical repatriation or transfer to alternative medical facilities is subject to any travel restrictions in place.

blindman

Streaky_Bacon said:

jasbir_chana52 said:

Will our policy cover any medical expenses for the treatment of Covid? 

Maybe.

https://www.bbc.co.uk/news/business-53023554

A number of new policies are covering people for emergency treatment or repatriation for Covid-19 contracted while in a resort, but not cases that arose by getting it beforehand in the UK, according to Brian Brown, of Defaqto - an information company which analyses insurance industry data.

And how do you know EXACTLY when you caught the virus?
(I can see huge arguments with insurers who will say you caught it before the trip....)
The incubation period can 5 days or more.

And as Bradders1983 said-Don't believe the MEDIA hype that catching COVID19 means hospitalisation.
The vast majority just either feel unwell for a day or two or do not even know they have it.

Voyager2002

bradders1983 said:

I know the media have done a good job of scaremongering but you do realise catching it doesnt neccersarily equal a hospital stay, yes? That is very much the minority outcome.

This is not necessarily true. Obviously there are large numbers of people who have been mildly unwell over the last few months, but we do not know whether or not they had Covid-19.

Voyager2002

jasbir_chana52 said:

We have a trip booked to Dubai in August 2020 which has been booked since November 2019 (2 adults, 2 children). We did not book travel insurance at the time of booking the holiday. 

OK, I shall be the smart aleck who posts the "told you so" comment. Had you arranged travel insurance at the time of booking your holiday, as MSE recommends, you would have been spared a good deal of uncertainty.

bradders1983

Voyager2002 said:

bradders1983 said:

I know the media have done a good job of scaremongering but you do realise catching it doesnt neccersarily equal a hospital stay, yes? That is very much the minority outcome.

This is not necessarily true. Obviously there are large numbers of people who have been mildly unwell over the last few months, but we do not know whether or not they had Covid-19.

What isnt true? Are you claiming that the majority of people who catch this virus are hospitalised? Dont be silly.