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Tombola

Hi all

I had a tombola account mant years ago and i noticed they use credit report to check you. 

I bought a house a couple nonths ago and my oartner is also thibking of getting a nee car on finance in the next year. Now we are linked on our credit rwpoets due to the mortgage. I only have debts on a 0 percent deal which i will clear by the time it ends. I have my virgin mobile account and he has insurance, car finqnce, mobile and virgin tv accounts on his. 

Im. Worried fhat it could affect anything. 
Mortgage free wannabe 

Actual mortgage stating amount £75,150

Overpayment paused to pay off cc 

Starting balance £66,565.45

Current balance £55,819

Cc debt free.

Comments

  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Worried what could effect what?
  • sourcrates
    sourcrates Posts: 32,216 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 27 June 2020 at 10:19AM
    Hi,
    Your post makes no sence whatsoever, what is going to affect what ???
    can you please clarify the point you are trying to make here, thanks.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sncjw said:
    Hi all

    I had a tombola account mant years ago and i noticed they use credit report to check you. 

    I bought a house a couple nonths ago and my oartner is also thibking of getting a nee car on finance in the next year. Now we are linked on our credit rwpoets due to the mortgage. I only have debts on a 0 percent deal which i will clear by the time it ends. I have my virgin mobile account and he has insurance, car finqnce, mobile and virgin tv accounts on his. 

    Im. Worried fhat it could affect anything. 

    Isn't Tombola a bingo website?

    I doubt they lend money and would have performed a full credit check on you. 

    It's likely they only did an ID check, which won't be visible to lenders who check your credit file. 
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