Tombola

Hi all

I had a tombola account mant years ago and i noticed they use credit report to check you. 

I bought a house a couple nonths ago and my oartner is also thibking of getting a nee car on finance in the next year. Now we are linked on our credit rwpoets due to the mortgage. I only have debts on a 0 percent deal which i will clear by the time it ends. I have my virgin mobile account and he has insurance, car finqnce, mobile and virgin tv accounts on his. 

Im. Worried fhat it could affect anything. 
Mortgage free wannabe 

Actual mortgage stating amount £75,150

Overpayment paused to pay off cc 

Starting balance £66,565.45

Current balance £58,108

Cc around 8k. 

Comments

  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Worried what could effect what?
  • sourcrates
    sourcrates Posts: 31,291 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 27 June 2020 at 11:19AM
    Hi,
    Your post makes no sence whatsoever, what is going to affect what ???
    can you please clarify the point you are trying to make here, thanks.
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  • SnowTiger
    SnowTiger Posts: 4,461 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sncjw said:
    Hi all

    I had a tombola account mant years ago and i noticed they use credit report to check you. 

    I bought a house a couple nonths ago and my oartner is also thibking of getting a nee car on finance in the next year. Now we are linked on our credit rwpoets due to the mortgage. I only have debts on a 0 percent deal which i will clear by the time it ends. I have my virgin mobile account and he has insurance, car finqnce, mobile and virgin tv accounts on his. 

    Im. Worried fhat it could affect anything. 

    Isn't Tombola a bingo website?

    I doubt they lend money and would have performed a full credit check on you. 

    It's likely they only did an ID check, which won't be visible to lenders who check your credit file. 
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