Redundancy question

teabeagea

Hello all
I'll try keep this short.
My full-time job of 15 years is now no longer full-time and as such my contract will come to an end , and as such I've been offered redundancy ( my job in full-time is redundant ) in this scenario I take my money all ok , and claim mortgage repayment insurance from my policy holder for a period of up to 12 months, all good in that sense. The fly in the ointment is I've been offered a new contract on 17 hours which maybe  difficult for me and they'll honour my full-time redundancy for 3 years after which it will then be calculated on my partime hours,  if made redundant in 3years 1month I'd end up losing out financially , and quite frankly I don't trust them one little bit.  They are also resistant to paying my redundancy serving my notice then re employing me. 
My main question is can I refuse the partime offer get redundancy and still claim my mortgage insurance .

sharpe106

If it was me I would get them to completely terminate you and then restart a new contract on 17 hours a week, whilst you look for something else.

teabeagea

I know what you mean but am I entitled to my insurance policy 

sharpe106

That would depend on the terms and conditions of the policy, so either have a read of the policy or ask them. Every policy will have different criteria.

teabeagea

Can only get I touch via e mail. Covid 19 etc. But at the end of the day my job is redundant. No longer exists as a full-time job. Surely a person can't be forced in to less hours that's the point of the insurance

teabeagea

Even if I get a reply from my insurance company are they not only going to try to get out of paying 

sharpe106

Have to have a read of the policy without knowing what the exceptions are nobody knows.