Interest added by council onto deferred payment after death.

Alfrescodave

My dad was in a similar situation and when he died we had 56 days in which to pay the outstanding amount. Check the terms and conditions of the contract that you must have signed.

unholyangel

Alfrescodave said:

My dad was in a similar situation and when he died we had 56 days in which to pay the outstanding amount. Check the terms and conditions of the contract that you must have signed.

Are you in scotland? That's the blanket rule here - that no interest is charged until 56 days after date of death. But in England there's no blanket rules & each authority is free to decide when (or even if) interest is chargeable. 

I think what people are overlooking is that this is not a bill requesting payment for services rendered. The "bill" is in fact a statement for a loan. And while it may be standard to start charging interest from x days of invoice for commercial contracts for services or goods.....it is standard for loans to charge from the date the amount is borrowed. 

jimbo6977

Bit of a weird loan where the creditor alone decides the period of borrowing, with interest accruing on a daily basis. 

unholyangel

jimbo6977 said:

Bit of a weird loan where the creditor alone decides the period of borrowing, with interest accruing on a daily basis. 

How is the creditor alone deciding the period of borrowing? 

Its like any other running account credit - including credit cards.  

jimbo6977

unholyangel said:

jimbo6977 said:

Bit of a weird loan where the creditor alone decides the period of borrowing, with interest accruing on a daily basis. 

How is the creditor alone deciding the period of borrowing? 

Its like any other running account credit - including credit cards.  

Until the creditor (council) presents an invoice, the interest carries on accruing, and the debtor has no opportunity to settle the debt.

And if, as seems to be the case, the creditor has no obligation to present their invoice withing a fixed time frame, the term of the loan is entirely at the choice of the creditor.