Forced to pay premiums during a claim period

will111222

Hi

I have a redundancy insurance policy which I am now claiming on. I paid the premiums monthly.

The insurance company is insisting that I continue to pay the premiums during the claim period or they will not pay out on the claim. 

Is this acceptable? Obviously I am making the premiums payments at the moment but it feels like I am paying for something that is of no use to me - I can be made redundant while I am out of work..

Thanks in advance.

Andy_L

What do the T&Cs say?

Old_Lifer

If you are paying by monthly instalments,  the premium is actually  an annual premium due at the start of the policy year.  

On a claim arising the balance of that year's  instalments would be deducted from the claim  or the remaining instalments for that year would continue to be collected.

will111222

I did check the policy document and I cant find any mention continuing to pay the premiums during a claim.