Home insurance for unoccupied House.

salty_seadog

My househouse is currently unoccupied. I go therethere 3 times a week to check on it and collect mail. It is furnished and has my belongings in it.

What would be the impact on my insurance in these circumstances? 
Cost etc, does regular visits still mean unoccupied etc...? 

davidmcn

We can't read your policy from here - what does it say about unoccupied properties?

Dr_Crypto

You can get vacant property insurance. It tends to be more specific and expensive than standard buildings insurance. For example you may be required to visit the property periodically, have it heated to a certain temperature, or even drain the water system in winter.