We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Universal credit and rent

was wondering are you better off without the housing benefit since they pay you less which means you have a longertime till you reach the benefit cap?

Comments

  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    vtoea said:
    was wondering are you better off without the housing benefit since they pay you less which means you have a longertime till you reach the benefit cap?
    Obviously not because you are receiving less money. The benefit cap restricts the maximum amount you can get - you can't be better off by getting less than that.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • poppy12345
    poppy12345 Posts: 18,918 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    This makes no sense. If you have low income and no savings then how can you be better off without claiming for help with your rent? In most cases, it's no longer possible to start a new claim for housing benefit. It's universal credit now in all areas. 
  • vtoea
    vtoea Posts: 99 Forumite
    10 Posts Second Anniversary
    How many days after you move you have to report your change of address does it have to be on the same day you move cause I was busy and I didn't report my change of address 
  • tomtom256
    tomtom256 Posts: 2,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 June 2020 at 11:51AM
    vtoea said:
    How many days after you move you have to report your change of address does it have to be on the same day you move cause I was busy and I didn't report my change of address 
    Yes it should be the same day or as soon as possible, as you can report the change at anytime online.

  • poppy12345
    poppy12345 Posts: 18,918 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm assuming you've reported it now as you now have internet access..
  • vtoea
    vtoea Posts: 99 Forumite
    10 Posts Second Anniversary
    edited 24 June 2020 at 12:04PM
    I'm assuming you've reported it now as you now have internet access..
    I moved on 15 then I had to sort other things like bank details change/post redirection/house hold items/internet connection which supposed to start on 16 but didnt start till 19 so I had to raise a issues with this also cause of no fault of my ownit did not work then weekend came after weekend my claim was suspended till today im thinking tomorrow because I already had to much issues to fix with universal credit raising mutiple complains with different people to different emails and was thinking since my claim got suspended and I didnt know how long will take I did not report the changes.
  • poppy12345
    poppy12345 Posts: 18,918 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 24 June 2020 at 12:13PM
    I'm confused by your question here because in anorther thread you stated your UC had stopped and now you're asking about reporting changes due to moving house. You now have internet access so just log onto your journal and report the changes then it's job done.
    I also note from another thread that you've claimed for Maternity allowance, do be aware that this is deducted in full from your UC entitlement.
  • vtoea
    vtoea Posts: 99 Forumite
    10 Posts Second Anniversary
    edited 24 June 2020 at 12:19PM
    I'm confused by your question here because in anorther thread you stated your UC had stopped and now you're asking about reporting changes due to moving house. You now have internet access so just log onto your journal and report the changes then it's job done.
    I also note from another thread that you've claimed for Maternity allowance, do be aware that this is deducted in full from your UC entitlement.
    Yes it was stopped but it was resumed today after a lovely lady contacted me and told me they was in wrong to stop it and it was a missunderstanding from them and told me she will take care of everything and for matternity allowance still waiting for an answer.
    I just dont want raising mutiple queries at same time I raised so much issues already and complains and still waiting for tomorrow to see everything is really okay like she said!
  • poppy12345
    poppy12345 Posts: 18,918 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You need to report those changes.
  • NedS
    NedS Posts: 4,857 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    vtoea said:
    How many days after you move you have to report your change of address does it have to be on the same day you move cause I was busy and I didn't report my change of address 
    You should report the change immediately, but at the very least you will want to report the change in the AP in which it happened otherwise you will may get an underpayment if you've just started renting or an overpayment if you have moved to a cheaper property. Obviously an underpayment is not good for you as they may not backdate the change, and if you fail to report a change which leads to an overpayment you may be subject to a civil penalty fine of £50 for reporting the change late.
    Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.