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Exchange to completion home insurance

We exchanged contracts yesterday but have agreed to delay completion until November - it was that or the seller was pulling out completely. (We were at the end of the buying process and ready to exchange contracts last week and have already parted with a lot of money). 
However, I did not realise that getting buildings insurance to cover this delayed period would be so difficult. As we are not living there, the owner is, we apparently require a specialist product which is coming in at over £500 for the year - I've been told I will be able to cancel at any time, with no fee and claim the remaining months back but still that's over £250 for 6 months of insurance. Can anyone offer advice please or must I really look to be paying this much?
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