RBS credit limit experience.

binaryuniverse

I know this can be very much a 'how long is a piece of string?' type question, and is dependent on a variety of factors. But I'm just looking for other's recent experience of credit limits from RBS and I guess, by extension, Natwest.
I'm planning to get apply for one of their credit cards, soon, for the 0% fee 0% 20 months offer. To shift what's left of my stooze debt, as I have few cards with 0% ending towards the end of the year, and get that paid off, as there seems to be little value in stoozing, lately. Plus, given the economic uncertainty, I'd rather get the debt paid off. I'd maybe need about £6000.

Currently got 9 cards, with pretty healthy limits (2 of them are 10k or so. 50k total), and currently about 20% total utilisation. No missed payments. If I can't get an RBS card, then offers they provide will be an option. But will, of course come with a fee, or low interest rate. 

TIA.

Highland76

RBS gave me a credit limit of £20k when I got accepted for their Mastercard a few months ago - its the one with the low APR and no forex fees. But it wasn't easy being accepted... after I applied they asked for my proof of identity, address, utility bill etc (all uploaded online) despite being on the electoral for donkeys years at the same address. But the 20k limit made up for the hassle (i was expecting a limit between 5k-10k)

mrsplinter

I applied for the Natwest version of the 0% for 20 mths no fee card in October. I had opened a current account with them four months beforehand. I already had four credit cards, my credit utilisation was twice yours and two of my cards had £11k limits. I was pleasantly surprised to be accepted straight away with a limit of £12k.

binaryuniverse

Thank you for the anecdotes. I have been approved for a current account, recently, So fingers crossed, I get what I need.