Studing Cemap with bad credit history

lizzy13cink

I have started studying for Cemap and i have read about the fit and proper test. I am just wondering if anyone has found a job as a mortgage adviser with bad credit? It is all old that i am currently repaying Due to relationships breakdown, its all under arrangements with the creditors and being paid monthly. 

Many thanks for any help

dr_adidas01

lizzy13cink said:

I have started studying for Cemap and i have read about the fit and proper test. I am just wondering if anyone has found a job as a mortgage adviser with bad credit? It is all old that i am currently repaying Due to relationships breakdown, its all under arrangements with the creditors and being paid monthly. 

Many thanks for any help

I should imagine that if you have defaults and CCJs or Arrangements to Pay then no financial organisation would employ you, as they credit search you to see if you have exactly the kind of information you have posted about on your credit files.

lizzy13cink

dr_adidas01 said:

lizzy13cink said:

I have started studying for Cemap and i have read about the fit and proper test. I am just wondering if anyone has found a job as a mortgage adviser with bad credit? It is all old that i am currently repaying Due to relationships breakdown, its all under arrangements with the creditors and being paid monthly. 

Many thanks for any help

I should imagine that if you have defaults and CCJs or Arrangements to Pay then no financial organisation would employ you, as they credit search you to see if you have exactly the kind of information you have posted about on your credit files.

Thank you for the reply. All my bad finance is from when my ex walked out on me and left me with debt. If i declare it will there be a chance as i am being honest about it? And do you know how long back does it go that they look at bad history?