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One income family of four - can we get ahead even after pay cuts?

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  • MagicCat
    MagicCat Posts: 390 Forumite
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    Sounds a fab day, you think up such lovely activities, the sewing sounds amazing!
    Mortgage December 2023: TBC

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    He said not 'Thou shalt not be tempested, thou shalt not be travailed, thou shalt not be dis-eased'; but he said, 'Thou shalt not be overcome.' Julian of Norwich
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
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    Thanks @MagicCat! I can’t take the credit. I have a wonderful book called Art Workshop for Children (not very MSE as it cost me £15) which I use all the time. It’s got 27 “invitations” to art in it and is written by a preschool art teacher and focuses on process art (eg open ended exploration of materials and techniques NOT making specific crafts). Plus has interesting chapters on setting up art spaces at home, fostering creativity in young kids etc. The watercolour circles which you then lace/“sew” came from there. The projects look simple (as they aren’t based on crafting something/getting a specific result) but Monkey has adored every one of the 7 or 8 we have now tried. He’s not massively interested in mark making so I’ve been doing a real push at home to encourage arts and writing practise in ways that are fun for him. The most successful one was getting him to do a self portrait in pencil on watercolour paper then I drew over it in permanent marker. Then let him paint it with the watercolour as permanent marker doesn’t run. We talked about how we wanted the portrait to reflect how it felt to be him and using colours to show emotions. £15 well spent in my opinion! 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Found the self portrait 😅
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • joedenise
    joedenise Posts: 17,747 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The book might have been £15 but it certainly looks as though it's worth it.  You'll also be able to use the "crafts" again and again and also when the little one is older, suspect most of it is a bit old for her at the moment.

  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That sounds like a fantastic book, wish I had known about it when mine were younger.

    Do you know who the author is? Or could you share a picture of the cover? Or the ISBN? I think I will investigate for my nieces, maybe for Christmas with a collection of supplies :smiley: 
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    One
     income, home educating family 
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 4 August 2020 at 8:20PM
    @Baileys_Babe this is the book here https://www.amazon.co.uk/Art-Workshop-Children-Original-Experiences/dp/1631591436/ref=mp_s_a_1_4?dchild=1&keywords=art+workshops+for+children&qid=1596568719&sprefix=art+works&sr=8-4

    And the same author does a “cardboard box modelling” book. Someone I know who is a reception teacher in England recommended both books to me but I haven’t tried the cardboard box one myself.
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you have any room to freeze any of the milk? We hardly ever do. I find milk these days (I sound so old) has quite a long date often up to 2 weeks and is fine after that. 

    That is very thoughtful of your Mum.

    Thank you for the book details :star:
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @Baileys_Babe the freezer is rammed! But I think you’re right. I will check the milk on the last 4 pint carton and leave it if it’s a long date and use the glass bottle milk instead as I don’t think it keeps as well.

    For others who have little ones. Just discovered a Disney storyteller album on Spotify which has audio stories of almost all their classic movies and some new ones too. I have Spotify premium but even if you don’t want to pay you can listen for free if you choose the version with adverts. 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
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