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One income family of four - can we get ahead even after pay cuts?

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Comments

  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Went to Lidl to stock up on household goods and toiletries:

    Total £40.48
    Bleach
    Washing up liquid 
    Baby wipes 4pk x2
    Dishwasher tabs x2
    Nappies 78pk
    Antiviral spray x2
    Bin bags x2
    Tin foil
    Batteries (AA & AAA)
    Soap 4pk
    Baby bubble bath 
    Shampoo + conditioner
    Shower gel
    Hayfever tabs x3
    Mouthwash
    Toothpaste x2
    Shaving gel
    Kids toothbrushes 2pk
    Razor

    Also picked up a Lego grab bag and couple of packs of stickers (£4.57 total) to put away in the Christmas cupboard for stocking fillers.
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh meant to say I put £30 petrol in the car too... doing that beach trip then picking up & returning my MIL yesterday has depleted the tank more than I thought it would. I need to do another two round trips to MILs on Thursday/Friday to drop off & pick up Monkey for his sleepover so thought I’d better get some petrol before Red goes away tonight, would rather not have to take the kids. The tank is 3/4 full now but not sure how long that will last. One of my big resolutions this month is walk more, drive less! 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Will, you and the children be able to video call Red in the evening for a quick catch up and a bedtime kiss?
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yes @Baileys_Babe, we should be able to each day. He’s in training not actually working so think it finishes at 4 tbh! And then he will be bored as there will be nothing to do. I don’t think he’ll go for a drink with the other people on the course or anything as he is quite cautious re covid. If it was me I’d go a nice long walk and have taken a stack of books but he isn’t massively into walking and doesn’t enjoy books. All his hobbies are home based (woodworking, gardening) and difficult to take on the road. I expect he will come home with detailed drawn out plans drawn up for some home or garden project I’ll need to then find the money for!
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It is good the will be able to keep in touch :heart:

    I would be the same as you and take a pile of books and relish the peace and quiet.


    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Ooh...I love arancini & have risotto on the meal plan this week. Don't know why I hadn't thought of it myself but thanks for the idea!

    Sounds like you've had a lovely day & all the better that you didn't need to spend anything to achieve it.
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ah sounds like a lovely couple of days! Loving the peach porridge and crumble. I love peaches!
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