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One income family of four - can we get ahead even after pay cuts?

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Comments

  • Bluegreen143
    Bluegreen143 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Went to Lidl to stock up on household goods and toiletries:

    Total £40.48
    Bleach
    Washing up liquid 
    Baby wipes 4pk x2
    Dishwasher tabs x2
    Nappies 78pk
    Antiviral spray x2
    Bin bags x2
    Tin foil
    Batteries (AA & AAA)
    Soap 4pk
    Baby bubble bath 
    Shampoo + conditioner
    Shower gel
    Hayfever tabs x3
    Mouthwash
    Toothpaste x2
    Shaving gel
    Kids toothbrushes 2pk
    Razor

    Also picked up a Lego grab bag and couple of packs of stickers (£4.57 total) to put away in the Christmas cupboard for stocking fillers.
    Part time working mum of DS (2015) and DD (2018).

    NET WORTH Nov 25: £159,943
    Assets: £230,000
    Investments: £70,169
    Savings: £3,288
    Debt: -£143,514 (£700 CC / £16k car / £127k mortgage)
  • Bluegreen143
    Bluegreen143 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh meant to say I put £30 petrol in the car too... doing that beach trip then picking up & returning my MIL yesterday has depleted the tank more than I thought it would. I need to do another two round trips to MILs on Thursday/Friday to drop off & pick up Monkey for his sleepover so thought I’d better get some petrol before Red goes away tonight, would rather not have to take the kids. The tank is 3/4 full now but not sure how long that will last. One of my big resolutions this month is walk more, drive less! 
    Part time working mum of DS (2015) and DD (2018).

    NET WORTH Nov 25: £159,943
    Assets: £230,000
    Investments: £70,169
    Savings: £3,288
    Debt: -£143,514 (£700 CC / £16k car / £127k mortgage)
  • Baileys_Babe
    Baileys_Babe Posts: 6,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Will, you and the children be able to video call Red in the evening for a quick catch up and a bedtime kiss?
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Bluegreen143
    Bluegreen143 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yes @Baileys_Babe, we should be able to each day. He’s in training not actually working so think it finishes at 4 tbh! And then he will be bored as there will be nothing to do. I don’t think he’ll go for a drink with the other people on the course or anything as he is quite cautious re covid. If it was me I’d go a nice long walk and have taken a stack of books but he isn’t massively into walking and doesn’t enjoy books. All his hobbies are home based (woodworking, gardening) and difficult to take on the road. I expect he will come home with detailed drawn out plans drawn up for some home or garden project I’ll need to then find the money for!
    Part time working mum of DS (2015) and DD (2018).

    NET WORTH Nov 25: £159,943
    Assets: £230,000
    Investments: £70,169
    Savings: £3,288
    Debt: -£143,514 (£700 CC / £16k car / £127k mortgage)
  • Baileys_Babe
    Baileys_Babe Posts: 6,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It is good the will be able to keep in touch :heart:

    I would be the same as you and take a pile of books and relish the peace and quiet.


    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Ooh...I love arancini & have risotto on the meal plan this week. Don't know why I hadn't thought of it myself but thanks for the idea!

    Sounds like you've had a lovely day & all the better that you didn't need to spend anything to achieve it.
  • missymoo81
    missymoo81 Posts: 8,056 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ah sounds like a lovely couple of days! Loving the peach porridge and crumble. I love peaches!
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