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5.4% Instant Access Saving Account

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  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    Old thread, but yes, Icici bank is used by many, including myself and it now pays 5.15% instant access, online banking, I like it.
    Happy chappy
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Old thread, but yes, Icici bank is used by many, including myself and it now pays 5.15% instant access, online banking, I like it.

    Hello Tom

    You doing a spot of moonlighting...

    Thanks for the reply hun, didnt think anyone was still up:wave:
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    misskool wrote:
    Will current customers who opened an earlier HiSave account be getting this rate or do we have to open another account?

    what was the rate before?
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • Paul_Herring
    Paul_Herring Posts: 7,482 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    $17mma wrote:
    what was the rate before?
    5.4% as the title of the thread suggests. I have the majority of my 'savings' in this account - it seems that once you get over the hurdles of opening the account, there are no real problems. (Notwithstanding the complaints made elsethread about joint accounts, getting passwords etc.)

    I'd 1/2 reccommend this account. I would because of the rate, and once up and running, there are few problems. I wouldn't because of the problems of getting it to that stage.

    Make sense?
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    5.4% as the title of the thread suggests. I have the majority of my 'savings' in this account - it seems that once you get over the hurdles of opening the account, there are no real problems. (Notwithstanding the complaints made elsethread about joint accounts, getting passwords etc.)

    I'd 1/2 reccommend this account. I would because of the rate, and once up and running, there are few problems. I wouldn't because of the problems of getting it to that stage.

    Make sense?
    PaulThanks for your feedback but I beleive you are wrong the account is now offering 5.15%. Maybe it is to new customers.
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • Supernova
    Supernova Posts: 725 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Do people think this is stable enough to put in more than 31,700 (well, £,2000 to be totally sure)?

    And do transfers out work OK with no delays?
  • Jim_B_3
    Jim_B_3 Posts: 404 Forumite
    $17mma wrote:
    PaulThanks for your feedback but I beleive you are wrong the account is now offering 5.15%. Maybe it is to new customers.

    The previous rate was 5.4 for everyone. The rate today is 5.15 for everyone. It is a variable rate; it dropped shortly after the base rate was last dropped. It's still the best instant access rate around, barring the regular saver accounts.
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