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Joint policyholder but only 1 life insured?
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Old_Lifer said:There is always an insurable interest with husband and wife. Each has an unlimited unsurable interest in the life of the other..Of course there is but the point I was making is that in underwriting the proposal it's not for me to delve into why the IFA is writing the policy in a particular way. BTW many of the cases I am thinking of were not husband and wife but were part of business arrangements.We really have strayed a long way from the OP's query so perhaps we should bring this slightly esoteric exchange to an end.
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