📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage issue

[Deleted User]
[Deleted User] Posts: 0 Newbie
Seventh Anniversary 10 Posts Combo Breaker
edited 23 June 2020 at 8:49PM in Mortgages & endowments
Bought a demanding zrndndnxnxn
«1

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 June 2020 at 1:29PM
    Seek advice from a solicitor.  You may need to threaten legal action in order to focus your ex's attention. 
  • blue_max_3
    blue_max_3 Posts: 1,194 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What did the divorce financial agreement say about the house?
  • cooltt
    cooltt Posts: 852 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Bought a house 2008
    2010 moved out, got divorced 2012

    Name  STILL on mortgage. Ex says he cant get me off it as he cant get a mortgage by himself
     £50k left on mortgage and he is remarried.
    WHY am i still not able to be taken off this mortgage? 

    Help!!


    Lots of previous threads on this situation, if the mortage / deeds have both names and one refuses to remove the other, a forced sale of the property via a court order is the only option.
  • blue_max_3
    blue_max_3 Posts: 1,194 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Property is currently up for sale.  Thanks
    Surely the situation will be resolved then. He'll need your agreement and potentially you'll receive some cash.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Property is currently up for sale.  Thanks
    That's information that would have usefull to know at the outset. Then your ex will need to make contact, as your signature at the very minimum is required in order to sell the property. 
  • luvchocolate
    luvchocolate Posts: 3,399 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Houses seem to be selling quickly..2 friends sold within 2 days. 
    If the price is right it will sell 
  • blue_max_3
    blue_max_3 Posts: 1,194 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Unless he is going through the motions with no real intent to sell, of course. Have you seen it online anywhere? 
  • jackieblack
    jackieblack Posts: 10,529 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 June 2020 at 6:50AM
    Well, that should have been resolved as part of the financial agreement when you got divorced. As it wasn’t (seemingly)  you’ll be off it when the house is sold.
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • blue_max_3
    blue_max_3 Posts: 1,194 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes indeed it wasnt. 
    So you will be getting half the sale price?
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well that is up to you !
    How much is the mortgage now ?
    You can ask the mortgage lender as you own half 
    How much we owing when you moved out ?
    He has lived there for last 12 years and paid How much each month in mortgage ? 
    How much would it cost to rent the same size property in the same area
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.