Being evicted during mortgage

Voyager2002

Swe2234 said:

Hi I started a mortgage application in March direct with halifax and I've been waiting ages for the valuation to be done and it's only just being arranged. The property I live in now is being converted into 'luxury' flats and yesterday I got 3 months to vacate.

Should it take less than the three months?

I don't even want to think about if it doesn't me and my wife are very scared. 

As others have posted, you are not legally obliged to leave at the end of the three months. There is no need for this to be confontational: so long as your current landlord knows that you have a purchase pending and so will leave when the mortgage comes through, and of course you keep on paying your rent, they are likely to be reasonable.

There is ALWAYS some delay with a house purchase so that it takes longer than you would expect. Having said that, it would be very unusual for it to take as long as three months.

MovingForwards

Is the property fully built and fitted out or do you have a proposed completion date?
If proposed date, when is it?

Swe2234

MovingForwards said:

Is the property fully built and fitted out or do you have a proposed completion date?
If proposed date, when is it?

The proposed date on the paperwork literally says 'asap' it's been built for about 9 months, last house on the estate and all others have people living there. It was a show home and got given to an estate agent to sell as they moved from the site. 

MovingForwards

Swe2234 said:

MovingForwards said:

Is the property fully built and fitted out or do you have a proposed completion date?
If proposed date, when is it?

The proposed date on the paperwork literally says 'asap' it's been built for about 9 months, last house on the estate and all others have people living there. It was a show home and got given to an estate agent to sell as they moved from the site. 

In that case chase up your solicitor to see what is outstanding to get you to completion, say you are now under time pressure to move as the landlord is selling up and ask when it is you are likely to complete as you want it done within 4 - 6 weeks.

If your solicitor says they are waiting on the seller, ask them what they are waiting for and phone the estate agent to prompt the seller.

You need to be proactive getting this pushed now, especially as the property is ready to move into.