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Date of default - Could I have it changed?

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Comments

  • onthemend88
    onthemend88 Posts: 258 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    No problem at all. It will be the debt collection agency you need to raise your complaint with. 

    It's not a quick fix, I think my complaints were resolved within the timescale of 8 weeks but with everything going on at the moment it could take longer. Good luck :) 
    First Time Buyer
    AIP 18/02/2020 - Full Application 25/02/2020 - Valuation - 16/03/2020
    17/03/2020 - Mortgage Offer Issued
    23/03/2020 - LOCKDOWN

    19/06/2020 - Exchange of Contracts
    07/08/2020 - Officially Homeowners
  • KeysMcK said:
    That’s really useful, thank you! Just last but if guidance, am I contacting the original lender (sunny) who never actually put a default on my credit file, but who were the original creditors, or SLL the Debt Collectors who bought my debt and did list a default against me, and who I’m actively now paying back? 

    Thanks for the guidance, I’ve found a decent template to use. Fingers crossed I get some traction! 
    Hello! I was wondering if you had any luck with Sunny? I’m in a v similar situation with them and haven’t had a response yet! 
  • Sorry for the delay!

    yes, I did. Default date moved back 2 years!
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