First Time Buyer
AIP 18/02/2020 - Full Application 25/02/2020 - Valuation - 16/03/2020
17/03/2020 - Mortgage Offer Issued
23/03/2020 - LOCKDOWN
19/06/2020 - Exchange of Contracts
07/08/2020 - Officially Homeowners
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Date of default - Could I have it changed?
Comments
-
No problem at all. It will be the debt collection agency you need to raise your complaint with.
It's not a quick fix, I think my complaints were resolved within the timescale of 8 weeks but with everything going on at the moment it could take longer. Good luck0 -
KeysMcK said:That’s really useful, thank you! Just last but if guidance, am I contacting the original lender (sunny) who never actually put a default on my credit file, but who were the original creditors, or SLL the Debt Collectors who bought my debt and did list a default against me, and who I’m actively now paying back?
Thanks for the guidance, I’ve found a decent template to use. Fingers crossed I get some traction!0 -
Sorry for the delay!
yes, I did. Default date moved back 2 years!0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards