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Natwest
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Kiwistrawb1990
Posts: 192 Forumite

Has anyone applied to Natwest recently and have any idea of timescales etc?
Also if you go through broker is the DIP a hard search as I've read previously?
Application went in Friday so nothing showing on credit file as of yet.
Thanks all x
Also if you go through broker is the DIP a hard search as I've read previously?
Application went in Friday so nothing showing on credit file as of yet.
Thanks all x
0
Comments
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Hi i went through a broker, submitted application 29/5 took 2 weeks from application to offer. They did a hard search at DIP stage on mine.Start date 17.10.2024 (ish..)
Mortgage - £88,801.19
Natwest card - £6,065.99
Halifax card - £483.95
Halifax loan - £484.16
Mum - £950
Dad - £30,0000 -
Went through a broker.. applied for dip in February.. application submitted 7th April and valuation instructed 8th April and mortgage agreed on the 9th April subject to valuation. Then it went quiet!.. I started chasing for valuation to be done after lock down easing because of new build property. Valuation was booked for 29th may , submitted same day. Offer was issued on the 4th June. I completed on my house on Friday 19th June. Hard search was done on dip but since submitting, another search was done again on the 7th April.1
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I have recently applied for a remortgage through Natwest. In order to buy out the remaining share of my apartment from the housing association. I received a DIP on the 17th June (noticed a hard credit check) and then broker formally submitted my application Friday (noticed a soft credit check). Now the waiting game starts
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Kiwistrawb1990 said:Has anyone applied to Natwest recently and have any idea of timescales etc?
Also if you go through broker is the DIP a hard search as I've read previously?
Application went in Friday so nothing showing on credit file as of yet.
Thanks all x1 -
Has anyone else had a recent mortgage offer from NatWest? They told me that my mortgage has been approved subject to valuation (booked for 20th July). I’m wondering how long it might take to get the formal offer after this.
Thanks0 -
A couple of days, usually.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.1
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How much deposit are they asking for these days?0
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steve866 said:Has anyone else had a recent mortgage offer from NatWest? They told me that my mortgage has been approved subject to valuation (booked for 20th July). I’m wondering how long it might take to get the formal offer after this.
Thanks
Was impressed with Natwest, 10 days from application to offer.
We are moving in next week!1 -
Kiwistrawb1990 said:steve866 said:Has anyone else had a recent mortgage offer from NatWest? They told me that my mortgage has been approved subject to valuation (booked for 20th July). I’m wondering how long it might take to get the formal offer after this.
Thanks
Was impressed with Natwest, 10 days from application to offer.
We are moving in next week!0 -
Does anyone know the criteria which Natwest use to decide on desktop vs physical valuation? I've had the valuation today which was physical, I'm just wondering how they decide.0
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