Stranded abroad, what happens next?

hateshousework

I was abandoned by TAP in Africa and my insurance company has been brilliant covering my accomodation costs. They have been clear this will only continue while I am trying to return. 
At some point soon the airport will reopen but I have decided to stay until my job is available again, probably Sept. 
At the point repatriation becomes available and I decline I fully expect my company to end their accommodation payments which is fully justified BUT am I liable to repay what they have covered so far? They have been paying the hotel directly
Thanks

Life__Goes__On

If you couldn't get home then I would say no they can't recover the payments, but if you do stay longer they might investigate to make sure you didn't just choose to stay.

hateshousework

Thanks. I have been keeping them updated with my genuine attempts, and provided evidence. This change of heart is very recent and there have been no flights available since but talk is starting that flights may restart mid July.

sheramber

  You need to check if your insurance will cover you for any additional stay- they may be a limit  of days cover per trip. 
They might not cover you for any time beyond the resumption of flights.

Life__Goes__On

Also might not cover you if you get stranded again

hateshousework

I totally don't expect them to cover past the point I can return home. It is recovering past payments I am concerned about. I am sure they can't, as they are totally legitimate and verified by them. Just trying to double check.
I cannot praise Asda travel enough, the cap on accomodation payments was £1000 and yet they have kept me safe in lockdown since end of March

Voyager2002

Don't forget to arrange at least medical insurance if you extend your stay.

Being nosey: Africa is a large continent, which country did you visit, Cabo Verde?

sheramber

hateshousework said:

I totally don't expect them to cover past the point I can return home. It is recovering past payments I am concerned about. I am sure they can't, as they are totally legitimate and verified by them. Just trying to double check.
I cannot praise Asda travel enough, the cap on accomodation payments was £1000 and yet they have kept me safe in lockdown since end of March

What about medical cover if you stay on, repatriation if you should need air ambulance home etc?
You need to ensure you are covered for that , 
The  policy may not be extended for that. 

hateshousework

Voyager2002 said:

Don't forget to arrange at least medical insurance if you extend your stay.

Being nosey: Africa is a large continent, which country did you visit, Cabo Verde?

I am in Senegal now but was also in The Gambia 
My policy is an annual one valid until December so I will double check if it will still continue. 

Frozen_up_north

hateshousework 

My policy is an annual one valid until December so I will double check if it will still continue. 

Also check the limit on the duration of overseas travel, many are only 30 days per trip, a few offer more.