Car cash purchase while undischarged

Hubby and I were BR in April. Family car is a knackered rust bucket so been allowed to keep it. But it’s got a major fault and my Dad wants to give us the money for a replacement £3k. He is very adamant he will only give us the money for a car and wants us to get something better than we currently have. He lives 250 miles away and is currently shielding so he would be transferring the cash for us to make the purchase. 
Where do we stand as undischarged bankrupts in this situation? 


  • jonesMUFCforeverjonesMUFCforever Forumite
    28.9K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    Ask your receiver. You could be in for bad news.
    If your father made the purchase for you it might be better.
  • Bluecar2Bluecar2 Forumite
    83 Posts
    Third Anniversary 10 Posts Name Dropper
    I think you will be fine providing you can show the OR that it is a gift from your Dad, If your worried give them a call
  • edited 22 June 2020 at 12:11PM
    ratraceratrace Forumite
    1K Posts
    Ninth Anniversary 500 Posts Name Dropper
    edited 22 June 2020 at 12:11PM
    What if you dad buys the car himself with you there etc.... pays for it via his account and is the legal owner of the car but you will be the registered keeper ie: responsible for the tax,insurance and upkeep of the car, but its not your car i cant see the OR having any problems with that its no diffrent than having a car on pcp hp as you are not the owner the finance company is
    But make sure the purchase invoice in made out in his name that way that is proof you dont own it he does

    People are caught up in an egotistic artificial rat race to display a false image to society. We want the biggest house, fanciest car, and we don't mind paying the sky high mortgage to put up that show. We sacrifice our biggest assets our health and time, We feel happy when we see people look up to us and see how successful we are”

    Rat Race
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