We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Personal Injury Claim ongoing
Hi all
I had someone drive into the back of me last September at around 40mph while I was practically stationery. Fault completely admitted by third party. I sustained a back injury, I also went to see a 'specialist' who basically asked me a few questions and later reported that it would take 3 to 4 months to heal and I should have 8 to 12 sessions of physio. Insurance company advised my claim was worth in the region of £2500.
So I had 8 sessions of physio which ended just before xmas, my back was still bad, my physio requested more session and I was granted another 5 but this took time to authorise and it wasn't until mid Feb my second lot of sessions started. I had one a week and finished my 5 sessions, then the virus struck! My physio reported my back still wasn't right and I have been deferred to an orthopedic surgeon for another report but with everything going on my appointment isn't now until end of July. My back is still bad, I am having no treatment.
Will all this contribute to a large payout due to the time taken to get my back right? It's pretty bad that the companies involved have all dragged their feet and I have a bad back because of it!
I had someone drive into the back of me last September at around 40mph while I was practically stationery. Fault completely admitted by third party. I sustained a back injury, I also went to see a 'specialist' who basically asked me a few questions and later reported that it would take 3 to 4 months to heal and I should have 8 to 12 sessions of physio. Insurance company advised my claim was worth in the region of £2500.
So I had 8 sessions of physio which ended just before xmas, my back was still bad, my physio requested more session and I was granted another 5 but this took time to authorise and it wasn't until mid Feb my second lot of sessions started. I had one a week and finished my 5 sessions, then the virus struck! My physio reported my back still wasn't right and I have been deferred to an orthopedic surgeon for another report but with everything going on my appointment isn't now until end of July. My back is still bad, I am having no treatment.
Will all this contribute to a large payout due to the time taken to get my back right? It's pretty bad that the companies involved have all dragged their feet and I have a bad back because of it!
0
Comments
-
Yes this should increase the pain and suffering part of the payout due to how long it has taken to fix. The delay due to COVID-19 is a tricky one, not the 3rd party's fault, but given how long it has taken to put right anyway I'd expect some compensation there.
Have you had any other costs? I had to replace an office chair when my back was injured, the good ones are not cheap.0 -
No I haven't any other costs except for fuel to an from the physio which was over 10 miles away from me.
Chair sounds a good idea as I'm working from home now.0 -
Worst thing you can do with a bad back is spend all day sitting around. Take that from someone who has had two discectomy operations on three discs over a span of 26 years.0
-
I know this, I've been up and down like a yo yo since September and sleep has, pardon the pun, become a nightmare.0
-
I'd suggest you need a decent lawyer. He should be able to find you the best medical help, and to negotiate an interim payment to cover it. (It's in the other side's interest, as it should save them money in the log run).Be prepared for this to take several years to resolve0
-
Quite similar to you, my accident was in April 2018. I also have lasting damage to my leg and neck.
I've been told that i will likely need discectomy and spinal fusion in future.
My solicitor told me life long injury payments start from around £10k which I thought seemed quite low but I don't know what price I'd put on it as I'd rather not have these injuries.
We also got signed up with the solicitors pushed by the insurers when I had concussion, with hindsight I would have paused for some consideration before employing a solicitor.Make £2023 in 2023 (#36) £3479.30/£2023
Make £2024 in 2024...0 -
If you are working from home then a standing desk might be a good idea. Get one that can go up and down so you can choose if you want to sit or not.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards