Previous owners windows

AdrianC

It's only leaking now, after all the rain through the winter?

lincroft1710

princeofpounds said:

Personally I think you are much more likely to be able to claim on your house insurance than most commentators so far. But you may well not want to - with the excess and raised premiums after a claim you probably won't do that well out of it. Good luck with the repair.

I'm pretty sure most insurance policies have a clause in T and Cs about keeping the property in good repair, and thus would insist this has not been adhered to

[Deleted User]

The indemnity policy would just be in respect of the windows complying with FENSA as required by building regulations. Id doubt the insurance company would cover a bodge job window fitting unless the leak was caused by an insurable risk ( storm damage, malicious, Burglary etc ) 

blue_max_3

I would have thought it is likely to be the installation, rather than the window itself. Maybe some flashing has come adrift or something. May well be a cheap repair. Try and identify where the leak is. If it's near the top, it narrows it down.

pinkteapot

It would be covered under the Home Emergency add-on you can get with house insurance (did you pay the extra for it?).

Usually (check your wording), Home Emergency claims *don’t* count as claims so don’t affect future premiums or your no claims discount. 

Home Emergency cover would only cover fixing the immediate issue (water getting into the house). If a more major repair is needed it wouldn’t be covered. There’s also normally a limit of about £500 to repairs under this section of your policy.

lincroft1710

pinkteapot said:

It would be covered under the Home Emergency add-on you can get with house insurance (did you pay the extra for it?).

Usually (check your wording), Home Emergency claims *don’t* count as claims so don’t affect future premiums or your no claims discount. 

Home Emergency cover would only cover fixing the immediate issue (water getting into the house). If a more major repair is needed it wouldn’t be covered. There’s also normally a limit of about £500 to repairs under this section of your policy.

I would have thought this type of cover would be for plumbing emergencies or similar, where there would be a continuing serious problem if not immediately fixed rather than one which would be sporadic and probably only occurring when there was extremely adverse weather conditions. Obviously it would depend on the wording of the policy.

bucksbloke

This is a maintenance issue.