The Last Leg; 6 years later, debt free in 2021

greensalad

Well he's slightly redeemed himself today. He got a birthday card from his aunt he hasn't had a card from in about a decade, with £20 in it (oh and two weeks late!) Bit odd (and you'd think a 31 year old man didn't need birthday money from his auntie anymore!) but he handed it straight over to me to pop in the house fund. I'll pay it in next time I pop to the Co-Op!

Sarahwithlove

Hello just caught up with your diary. Your plans for house buy sound like a good plan to me. Hopefully by then your boyfriend will be better trained in his spending habits bless him. Could you take the credit card off him and maybe you use it instead if your trying to build up the points on it? 

greensalad

I could suggest it but it is his credit card haha! Honestly... I'm going to give him the benefit of the doubt this time and hope he becomes more disciplined and remembers to move cash into our savings pot when he buys something. I've also given him the YNAB login so he can see the "state of play" and where money needs to go for each payment. Hopefully he'll use it. I've not been able to test whether he's got better yet because we have no money to spend at the moment haha

Sarahwithlove

Fingers crossed then it's just a learning curve for him. It's good that you have given him YNAB access because hopefully that will make it seem more real for him and prompt him to use the cards properly. 

greensalad

Cat sitting bookings have been flying in this week. I guess everyone is re-arranging their plans! I've got a meet-up tomorrow morning for someone for next week (though they only want two visits, not a lot of cash but it's still something). Had three other people with enquiries for September pop up. One I particularly want as it's £90. We shall see. 

Due to finish a booking on Saturday morning so I should get paid out for it Monday or Tuesday and it's over a hundred quid. Woo!

greensalad

Halifax switching bonus came in. Immediately downgraded the account to keep it free. £100 more in the house fund. Should be going over to Moneybox soon to get the tasty HMRC bonus.

Other bonuses are now pending so recorded them in. Officially 1/3rd of the way to filling our LISAs for maximum bonus by next April. By forecasting we should smash our goal and have the maximum amount deposited before the end of this year. 

Total amount now 7.8% of the way there. I'm so excited for it to go over 10%! As we're working with a 10% deposit as an idea, that'll mean we're 1% of the way towards the house haha

greensalad

And another £12.63! Sold some shoes on Depop.

Sarahwithlove

Whoop that's great. I've done the switch as well so hopefully by end of month should have the £100. 

greensalad

It landed the morning after the switch date for me.

greensalad

Just cashed out £8 on Prolific, and took a long study today which I had to book a time for which was worth £5! Not bad. I only recently signed up to Prolific and I've made quite good money on it.

Should get my cat booking paid out soon and I have a bunch of others coming up so hopefully dribs and drabs more money over the next few weeks.

Picked a huge tomato harvest yesterday, about 2.2kg of tomatoes. I reckon we are now a little over halfway through our harvest but lots more coming. We've easily grown 8kg of tomatoes this season. I've popped these ones on the window sill to ripen up but I am going to stick them in the fridge tonight as they will form my tomato chutney recipe! I've ordered 12 jars for £1.50 each which I am hoping will be enough to do 6 jars of chutney and the other 6 jars maybe for blackberry jam if we get enough. These will be our Christmas presents to Mum, Grandparents, boyfriend's Mum, boyfriend's Dad and enough leftover for us too!