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Daughters Father has passed away.

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2

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  • Nevybear
    Nevybear Posts: 5 Forumite
    First Post
    I don't see him very often so should things turn a little unpleasant it won't be too much of a problem. 
  • Bobziz
    Bobziz Posts: 665 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    To be clear, you're not refusing him a loan, it is not your decision to make. You are bound by the rules of intestacy.
  • ames1010
    ames1010 Posts: 105 Forumite
    10 Posts First Anniversary Name Dropper
    Nevybear said:
    I don't see him very often so should things turn a little unpleasant it won't be too much of a problem. 
    Thats good news. So you can do this, good luck and post on here if you need further advice or moral support x 
  • SevenOfNine
    SevenOfNine Posts: 2,391 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Who has the death certificate & has his bank account/s been frozen? You can do quite a lot with the death cert if ex had below their threshold for handing over the cash! 

    Lloyds is £50k & they paid out the a/c contents on sight of nothing more than ID & death cert, had to sign a disclaimer but that was it.
    Seen it all, done it all, can't remember most of it.
  • Socajam
    Socajam Posts: 1,238 Forumite
    1,000 Posts Second Anniversary Name Dropper
    On my God, the nerve of your daughter's uncle, his brother is not even cold and he wants a loan of 20k.
    That should tell you who are dealing with and to watch out for him.
    Keep as much information as possible as close to your chest as you can.  Do not engage with any other members of the family regarding money and your plans.  Mark my words, he will keep pressing and you are going to have to be very careful.
    Once everything is settled and you want to give his mother something (not sure if you can) do that, but for the rest of the family, they can go and rot in hell.
    Good luck, you are going to need it.
    Money brings out the worst in people and it does not get any better when there is a death and money is involved.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Socajam said:
    On my God, the nerve of your daughter's uncle, his brother is not even cold and he wants a loan of 20k.
    That should tell you who are dealing with and to watch out for him.
    Keep as much information as possible as close to your chest as you can.  Do not engage with any other members of the family regarding money and your plans.  Mark my words, he will keep pressing and you are going to have to be very careful.
    Once everything is settled and you want to give his mother something (not sure if you can) do that, but for the rest of the family, they can go and rot in hell.
    Good luck, you are going to need it.
    Money brings out the worst in people and it does not get any better when there is a death and money is involved.

    OP absolutely cannot do that from the child's money.
    Even if the child wanted to do it, they cant.
  • Nevybear
    Nevybear Posts: 5 Forumite
    First Post
    Who has the death certificate & has his bank account/s been frozen? You can do quite a lot with the death cert if ex had below their threshold for handing over the cash! 

    Lloyds is £50k & they paid out the a/c contents on sight of nothing more than ID & death cert, had to sign a disclaimer but that was it.
    The brother has the death certificate, there is £50k in a bank account, I don't know if the account has been frozen. The value of the two pensions is unknown. I have never had to deal with anything like this before, I did not know that I was going to be the administrator until two days ago. I naively assumed the monies would just be transferred into a trust fund for my daughter until she reached 18.
  • xylophone
    xylophone Posts: 45,609 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Once everything is settled and you want to give his mother something (not sure if you can) 

    In the same way that the loan to the Uncle was not on neither is this.

    In that case I would be on the phone to the bearevement team at the bank straight away. 

    Yes indeed and to the administrators of the deceased's pension schemes.

  • Malthusian
    Malthusian Posts: 11,055 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    Nevybear said:
    The brother has the death certificate, there is £50k in a bank account, I don't know if the account has been frozen. The value of the two pensions is unknown.
    The pensions would normally be outside the estate. The nature of the death benefits will depend on the type of pension. The distribution of the death benefits is at the trustees' discretion, but based on your circumstances, there seems to be a good chance that the trustees will award the death benefits to your daughter as well. You should contact both with a copy of the death certificate.

    I have never had to deal with anything like this before, I did not know that I was going to be the administrator until two days ago. I naively assumed the monies would just be transferred into a trust fund for my daughter until she reached 18.

    You were pretty much correct, but someone has to do those two jobs (the administrator's job of transferring the money to her trust fund and the trustee's job of looking after the money until she is 18, (16 in Scotland)). You seem to have pretty much accepted both jobs but it's not obligatory.


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