We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Moneybox LISA

2»

Comments

  • Moneybox is based on investments I believe, I would not say the stock market is very stable at the moment but it is designed for long term saving. If you want a safer option use a cash LISA. Skipton BS offers one.
    Remember that he will not be able to access any money you put in unless it is for a house. (Up to 4K a year - you need to put the 4K in to get the 1K bonus per year). If you take the money out before buying a house, there is a 25% penalty.
    Moneybox offers a Cash LISA (stated in OP son had opened a cash LISA) 
    Sorry somehow I failed to see the word cash and just saw Moneybox. I didn't even know they had a cash one!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.