We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nationwide cash rewards

st999
st999 Posts: 1,574 Forumite
Part of the Furniture 1,000 Posts Name Dropper
I've just got my Nationwide Select credit card statement and there is no cash reward accrued this month.
Has the cash reward been stopped and they haven't told me or is it because I got a refund of my holiday money and it won't be paid again until the cash reward money exceeds what I got for my holiday money?

Comments

  • epm-84
    epm-84 Posts: 2,781 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You should get a letter before they make any changes to the cash reward scheme.

    It's quite likely they don't pay a reward when you are spending on a credit balance, otherwise people would get rewarded for buying the wrong items and then returning them.
  • RG2015
    RG2015 Posts: 6,070 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I got my statement on 3rd Jun and the usual 0.25% was added to my rewards.
  • RG2015
    RG2015 Posts: 6,070 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    st999 said:
    I've just got my Nationwide Select credit card statement and there is no cash reward accrued this month.
    Has the cash reward been stopped and they haven't told me or is it because I got a refund of my holiday money and it won't be paid again until the cash reward money exceeds what I got for my holiday money?
    Did you get a reward for the original holiday money spend?
  • st999
    st999 Posts: 1,574 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    RG2015 said:
    Did you get a reward for the original holiday money spend?
    Yes
  • RG2015
    RG2015 Posts: 6,070 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    st999 said:
    RG2015 said:
    Did you get a reward for the original holiday money spend?
    Yes
    Guess they're trying to claw this back.
  • epm-84
    epm-84 Posts: 2,781 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    On checking they actually give you a negative reward if the value of refunds on your statement is higher than the value of new transactions.
  • badger09
    badger09 Posts: 11,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 19 June 2020 at 4:08PM
    Barclaycard have 'clawed back' the cashback originally credited on my holiday payment, which was refunded last month. I would expect all cards to do the same.
  • American Express did with my holiday refunds too. Only at 0.5%, not the 5% I got when I booked them   :)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.9K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.1K Spending & Discounts
  • 244.9K Work, Benefits & Business
  • 600.3K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.