Halifax checks on completion

4 Posts

Has anyone had any experience with completing on a property with Halifax post lockdown? Are they doing further financial checks before completion? We have exchanged and due to complete in August. Mortgage offer is valid until December.
0
Latest MSE News and Guides
Replies
G_M/ Bowlhead99 RIP
G_M/ Bowlhead99 RIP
Mortgage ends Aug 2050 MFW: Aug 2027
Current Balance: £63,450
MFW2020 #156 £723.13
MFW2021 #26 £1184.71
MFW2022 #11 £197.87
MFW2023
Backup/ Neutral fund £920/£1000
07 November: Hard Search: Checking Credit Application
13 January: Offer received after issues with valuation. Broker performed a soft check as well.
20 May: Hard Search: Checking Credit Application
20 May: Soft Search: Affordability Check
By the sounds of things we can expect one more search this week. Some say it is just an employment/bankruptcy check but not sure.