Unauthorised monthly card payments

Londonbunny

DoaM said:

Statute of limitations is 6 years, so you should be able to sue them for the vast majority of that amount.

Oh really? 

MalMonroe

Didn't you ever check your bank statements?!   Did you get the monthly magazines? You must have done, if the agent took your address and you were paying for it. 
I shouldn't think you would be able to sue them now. On what grounds exactly? You accepted their goodwill gesture of £76. If you wanted to get more out of them you should have refused that and informed them that you intended to take them to court. This is just a very weird and fishy tale.

DoaM

I made my previous statement on the basis that the OP didn't receive anything. If they did receive a monthly magazine etc. then their case is severely weakened.

Londonbunny

MalMonroe said:

Didn't you ever check your bank statements?!   Did you get the monthly magazines? You must have done, if the agent took your address and you were paying for it. 
I shouldn't think you would be able to sue them now. On what grounds exactly? You accepted their goodwill gesture of £76. If you wanted to get more out of them you should have refused that and informed them that you intended to take them to court. This is just a very weird and fishy tale.

Well, i didnt agree to the goodwill gesture of £76 they just paid it back?
And what do you mean by 'its a weird and fishy tail'? 

Londonbunny

DoaM said:

I made my previous statement on the basis that the OP didn't receive anything. If they did receive a monthly magazine etc. then their case is severely weakened.

I did recieve a magazine, but not on a monthly basis. These were on various subjects and were the same ones that they advertised as being free. It never had any papers in with it as far as i could tell. However, i never took them out of the plastic covering. I used to leave them by the communal lift for anyone to take-which is what people do in my block with all sorts. I'm actually partially sighted and struggle to read normal text, so dont do so unless i have to. I realise now, what a complete dumbass ive been in this situation. But i truely didnt think an organisation such as Which? would've lied in the first instance. 

Hasbeen

OP.  If you had taken them out of the plastic covers you would have seen they where all different. Products, Travel, Comuters, Cars, etc. You get monthly ones.

They are NOT the same ones you get for free. The only free ones I know about is the very small pocket type guides people can ask for? Retirement etc.

My view is that at the time during the call you agreed perhaps inadverinately  to get a "free trial" for a month. That you could then contact Which and cancel if not required?

This does not appear to have happened.

So basically you have been paying for a full Which subscription to get all these Mags, so you can basically throw them out unopened?