We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Insuring a newly built Annex

ellencolley
ellencolley Posts: 1 Newbie
in Insurance & life assurance
Hi,
We have built an annex, it is not connected to the house it is 4 foot away, we are struggling to find anyone to insure the house and the Annex, it will be used for a family member, not rented out, can anyone help please?

Comments

  • TELLIT01
    TELLIT01 Posts: 18,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    A good insurance broker will be able to sort it out.
  • Earlybird_2
    Earlybird_2 Posts: 1 Newbie
    Part of the Furniture First Post Combo Breaker
    Mine is insured with Adrian flux, and previous to that home protect 
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    careful with adrian flux, they have alot of extra charges in their T+C, be aware of what your signing up
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    ellencolley said:
    Hi,
    We have built an annex, it is not connected to the house it is 4 foot away, we are struggling to find anyone to insure the house and the Annex, it will be used for a family member, not rented out, can anyone help please?

    Is that not just an outbuilding?
    Here's a definition i found at random

    Home
    The house or flat and its outbuildings (including garages), at the address shown on your schedule, all used for domestic purposes only.
     
  • TELLIT01
    TELLIT01 Posts: 18,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    My guess would be that outbuildings are considered as building not for occupation.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    TELLIT01 said:
    My guess would be that outbuildings are considered as building not for occupation.
    Yes, that makes sense.  Planning rules seem to be around occupation
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture